2025’s Top Rated Mattress Protectors – A Buyer’s Guide
Choosing the right bedding and getting a good night's sleep relies on three key points: Comfort, temperature control, and value for money.
Most people are likely sleeping on a cheap, thin mattress protector which is a popular choice because of the price or lack of knowledge. That is, if they’re using a mattress protector at all, as many choose to skip this key step.
Bamboo Mattress Protectors are relatively new and have started gaining popularity this year because of their superior benefits. The majority of mattress protectors come with hefty price tags, however, we discovered the company 'Cosy House Collection' that has been creating waves on social media and in the news with their high-quality 100% Waterproof Luxury Mattress Protector that comes with a ridiculously low price tag!
Doctors say that we get the deepest, healthiest sleep when our bodies are cool, comfortable, and able to breathe. There's nothing worse than a mattress protector that hangs on to moisture and makes you hot. (Ahem: Night sweats anyone?)
Finally – you’ll want a mattress protector that is hypoallergenic and stays fresh. We've found that traditional plastic mattress protectors aren’t very good at being either of these things, often letting pollen, common household non-living allergens, and other unwanted irritants linger on the surface. Who knew mattress protectors were so important?
It can be difficult to know which are the best mattress protectors on the market. That's why Cosy Living has compiled months of research about this emerging category. We’ll show you what to look for and what to avoid when picking your perfect protector, and how it can help transform your sleep.
Benefits of a Restful Sleep:
Helps you maintain weight
- Better Energy Control
- Maintain Correct Hormone Levels
Cognitive Health
- Boosts Memory
- Enhances Processing Speed
Cardiovascular Health
- Aids Cardiovascular Function
- Helps Maintain Normal Blood Flow
Stronger immune system
- Bolsters Immune System
- Helps to fight off illness & infection
What You Need In The Perfect Mattress Protector
Taking all of the healthful attributes listed above into consideration, we've boiled down a list of four key characteristics you should always look for in a great mattress protector. Try to seek out all of these qualities:
The problem with most mattress protectors on the market is they are not very versatile in regard to temperature regulation and temperature changes that come with the seasons. For instance, cotton can work great for winter months but may leave you overheated and sweaty the rest of the year.
Bamboo viscose mattress protectors are found to be naturally temperature-regulating and wick away moisture allowing you to stay cool, comfortable, and dry year-round.
When investing in a mattress protector, it is essential to look for one that is 100% waterproof. After all, the purpose of such a device is to mitigate damage from liquids penetrating your mattress. Failure to stop this from happening can result in a dirty, stained, damaged, and odorous mattress. Protect your biggest investment: your mattress.
The best mattress protectors don’t crinkle and crunch under you as you sleep. In fact, bamboo viscose mattress protectors are known for their silky soft feel and whisper-quiet while offering additional features.
Traditional mattress encasements are a breeding ground for common non-living household allergens, attracting unwanted irritants in addition to causing bad odors and stains. Bamboo viscose naturally has hypoallergenic properties. The combined benefits of bamboo viscose allow your sheets and mattress to stay fresher, for longer (we found about 2x as long compared to traditional mattress protectors).
What To Avoid When Buying Mattress Protectors
Vinyl, also called PVC, and polyurethane are some of the most used materials in mattress protectors. They are often used as the waterproof lining for the cover. However, just because they are widely used, doesn’t mean they’re safe. PVC is the easy way out when it comes to manufacturing waterproof and flexible protectors. The toxic phthalates in this can be extremely harmful, harmful, causing harm to your and your family's health.[9]
Polyurethane is another widely used waterproofing agent. It contains isocyanates, which are toxic to the respiratory system.[10] Contact with uncured polyurethane can contribute to breathing issues. This is especially true when it comes to people with preexisting respiratory diseases. These products are often not tested for safety.
When it comes to choosing your mattress protector, be picky. Check the ingredients and don’t settle for less than healthy.
Does your old mattress protector say ‘flame retardant’? You might think this is a highlight, but it actually might be doing more harm than good. Studies have shown that both animals and humans exposed to flame retardants, scientifically called polybrominated diphenyl ethers, or PBDEs, can lead to memory and learning issues, thyroid problems, delayed development, lower IQ, and decreased fertility. Some have even been linked to cancer![11]
It is extremely important to read the labels and scrutinize any product that claims to be flame retardant. Your health may depend on it.
TOP 5 MATTRESS PROTECTORS OF 2025
Based on our own extensive research, the metrics provided by our Cosy Living Ranking System, and consideration of thousands of reviews by Shoppers just like you, we've compiled a list of what we've found to be the top five products in this category, on the market today.
1. Luxury Mattress Protector
Total Ranking
1123 votes
9.7/10
A+
Overall GradePROS
- 100% Waterproof Mattress Top Protection
- Breathable & Temperature Regulating
- Whisper Quiet
- Best value and quality for the price
- 16” deep pockets fit nearly all of today’s mattresses
- Durable and easy to maintain
- Excellent US-based customer service
CONS
- Only Available Online
The Bottom Line
Cosy House Collection's Luxury Mattress Protectors offer an incredible value featuring a quiet, soft, and comfortable sleep packed with many healthful benefits. The natural, temperature-regulating bamboo allows for year-round use and helps keep cool during the summer time. Wake up truly relaxed thanks to hypoallergenic properties.
Sleep with peace of mind knowing this protector has been tested rigorously to ensure there are no harmful chemicals and contaminants.
Their return policy includes a 90-day, risk-free, money-back guarantee, proving the company stands behind its products.
*Results are based on the CosyLiving Ranking System and do not necessarily reflect typical results from the use of these products. Please visit product websites for more information.
Learn About Our Top Pick2. All Cotton National Allergy Mattress Protector
Total Ranking
742 votes
9.1/10
A-
Overall GradePROS
- Multiple mattress depths
- Hypoallergenic
- Fully encases mattress
- Free returns
CONS
- Expensive
- 100% cotton which may not work for all seasons
- No Warranty
- Noisey
The Bottom Line
The All Cotton Mattress Protector is 100% cotton, extremely soft, and fully encases the mattress. However, it doesn’t possess all the features we’ve come to love with the Cosy House Collection Luxury Mattress Protector (Temperature Regulation).
This protector features a wide range of depths to accommodate up to 16” mattresses. It is also hypoallergenic, stating it resists dust mites and other common allergens that tend to settle in during sleep.
However, despite these pros, there are cons to be considered. While it claims to be noiseless (as many brands do), many customers have noticed a crinkling sound when they move around the bed. This can be incredibly frustrating and interfere with sleep. The 100% cotton, as we’ve discussed, may not be suitable for all seasons. There is also no warranty listed with the product.
Overall, this is a very nice mattress protector, but in our opinion, a little pricey for what is offered.
*Results are based on the CosyLiving Ranking System and do not necessarily reflect typical results from the use of these products. Please visit product websites for more information.
Learn More3. Waterproof Mattress Protector
Total Ranking
628 votes
8.7/10
B+
Overall GradePROS
- 16” depth
- Waterproof
- 360-degree elastic
CONS
- Expensive
- No Temperature Regulation
- Made with Polyester
- 1-year warranty
The Bottom Line
Casper Sleep has been an extremely popular choice for mattresses in the last few years. But does their expertise transfer to mattress protectors?
With a 16” depth and 100% waterproof material, this super-soft mattress protector is a great option for those wanting to drop a little more money to save their mattress. The 360-degree elastic ensures that your protector stays on throughout the night.
However, there are a few cons. The polyester material that this protector is crafted from means that it lacks the temperature-regulation properties of bamboo viscose. In addition to being more expensive, there is only a year-long warranty which in our opinion is too short for something as essential as a mattress protector.
*Results are based on the CosyLiving Ranking System and do not necessarily reflect typical results from the use of these products. Please visit product websites for more information.
Learn More4. Mattress Protector
Total Ranking
410 votes
8.1/10
B-
Overall GradePROS
- Dual-layer Waterproof Protection
- 10-year Warranty
CONS
- Expensive
- No Temperature Regulation
- Made with Polyurethane
- Returns Limited/Not Accepted
The Bottom Line
We were excited to review the Purple Mattress Protector, since, like Casper, this company is known for its superior mattresses. However, we found that there were fewer pros than cons for the mattress protector.
Its dual-layer waterproof protection is essential when it comes to a mattress protector. Many other brands settle for a single layer, which in the long run can break down and leak. Purple also offers a 10-year warranty, which shows that they stand by their product.
Unfortunately, this is where the pros stop. The extra expense of this mattress protector should signify superior quality. However, like the Casper mattress protector, there are no temperature regulation qualities, making it only useful for a few months of the year. The waterproof backing is also made of polyurethane, which, as we discussed, can be toxic to the respiratory system.
*Results are based on the CosyLiving Ranking System and do not necessarily reflect typical results from the use of these products. Please visit product websites for more information.
Learn More5. Waterproof Mattress Protector & Cover
Total Ranking
212 votes
7.9/10
C+
Overall GradePROS
- Antimicrobial
- 10-Year Warranty
- 100% Waterproof
- Noiseless
CONS
- Expensive
- No returns
- Cotton-blend
The Bottom Line
GhostBed has been around since 2010, specializing in mattresses. Their mattress protector has many fantastic features and some not-so-nice ones.
The pros are high with the GhostBed Mattress Protector. They state this protector’s properties keep out dust mites and allergens, keeping your sinuses clear as you sleep. It also boasts a noiseless and 100% waterproof material that will keep you comfortable.
Unfortunately, there are a few cons to point out here. First, it’s expensive. This wouldn’t normally be a huge issue, however, the rest of the cons are off-putting when paired with the expense. There are no returns permitted on the website. That’s right! Customers have reported that the 10-year warranty is only useful in manufacturing issues which, if did arise, probably wouldn’t happen long after the first use.
Many of these brands are up-front about the material used to make their products. However, GhostBed only lists a 30% cotton-blend but doesn’t account for the other 70%. This is worrying due to the number of protectors that contain harsh, and sometimes deadly, chemicals.
*Results are based on the CosyLiving Ranking System and do not necessarily reflect typical results from the use of these products. Please visit product websites for more information.
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Resources
- Sharma, Sunil & Kavuru, Mani. (2010). Sleep and Metabolism: An Overview. International journal of endocrinology. 2010. 10.1155/2010/270832.
- Leproult, R., & Van Cauter, E. (2010). Role of sleep and sleep loss in hormonal release and metabolism. Endocrine development, 17, 11–21. https://doi.org/10.1159/000262524
- Papatriantafyllou, E., Efthymiou, D., Zoumbaneas, E., Popescu, C. A., & Vassilopoulou, E. (2022). Sleep Deprivation: Effects on Weight Loss and Weight Loss Maintenance. Nutrients, 14(8), 1549. https://doi.org/10.3390/nu14081549
- Diekelmann S. (2014). Sleep for cognitive enhancement. Frontiers in systems neuroscience, 8, 46. https://doi.org/10.3389/fnsys.2014.00046
- Suni, E., & Callender, E. (2022, September 22). How sleep deprivation affects your heart. Sleep Foundation. Retrieved January 23, 2023, from https://www.sleepfoundation.org/sleep-deprivation/how-sleep-deprivation-affects-your-heart
- Nagai, M., Hoshide, S., & Kario, K. (2010). Sleep duration as a risk factor for cardiovascular disease- a review of the recent literature. Current cardiology reviews, 6(1), 54–61. https://doi.org/10.2174/157340310790231635
- Irwin, M.R. Sleep and inflammation: partners in sickness and in health. Nat Rev Immunol 19, 702–715 (2019). https://doi.org/10.1038/s41577-019-0190-z
- Imeri, L., & Opp, M. R. (2009). How (and why) the immune system makes us sleep. Nature reviews. Neuroscience, 10(3), 199–210. https://doi.org/10.1038/nrn2576
- Gromicko, N. (n.d.). PVC health hazards. InterNACHI®. Retrieved January 23, 2023, from https://www.nachi.org/pvc-health-hazards.htm
- Jones, R. N., Rando, R. J., Glindmeyer, H. W., Foster, T. A., Hughes, J. M., O'Neil, C. E., & Weill, H. (1992). Abnormal lung function in polyurethane foam producers. Weak relationship to toluene diisocyanate exposures. The American review of respiratory disease, 146(4), 871–877. https://doi.org/10.1164/ajrccm/146.4.871
- U.S. Department of Health and Human Services. (n.d.). Flame retardants. National Institute of Environmental Health Sciences. Retrieved January 23, 2023, from https://www.niehs.nih.gov/health/topics/agents/flame_retardants/index.cfm
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